Already purchased the course?

Hack your budget, reduce your debt

and feel more confident with your money.


This course is for:

  • People who feel worried about their finances and want to get their money life in order
  • Those seeking practical strategies to boost savings and get out of debt
  • Anyone looking to achieve financial security and freedom, regardless of income or net worth

What you'll get:

  • Over 100 minutes of instructional video content, broken into digestible lessons
  • A workbook with additional exercises and examples
  • Instant access to watch and read at your own pace

In this course, you will:

  • Understand your money psychology and learn ways to establish a healthy relationship with money
  • Identify and change unconscious beliefs you have about money
  • Break bad financial habits, form good ones, and manage financial stress
  • Learn different methods to budget, save, and pay off debt
  • Increase your income potential and make the most of employee benefits
  • Save for retirement and grow your money by investing
  • Plan your estate and protect loved ones with insurance


Note: This course was previously called Achieve Financial Wellness: Be Happier, Wealthier and More Financially Secure.

Register now!

Why choose Smarter by CNBC Make It:


Expert-Led Instruction: Learn from experts with extensive experience guiding people from diverse backgrounds on their path to financial wellness.


Actionable Insights: This course will teach you how to organize your finances and set yourself up for long-term success, with practical steps and exercises to help you get started right away.


Comprehensive Curriculum: This course will provide a broad overview of everything you need to know to achieve financial wellness. We’ll guide you through this journey step-by-step, in simple language that is easy to understand, even for those without a lot of financial knowledge.



Your Instructors:

Kamila Elliott


Kamila Elliott is a certified financial planner and CEO of Collective Wealth Partners, one of the largest Black-owned wealth management firms in America. She has over 20 years of experience assisting high-net-worth individuals and business owners with financial planning, tax and investment needs. Elliott is a member of the CNBC Digital Financial Advisor Council.




Brad Klontz


Brad T. Klontz, Psy.D is a financial psychologist, professor and certified financial planner. He has studied the psychology of money for more than 15 years, and helped clients understand and overcome their subconscious beliefs and patterns that affect their financial behaviors and decisions. Klontz is a member of the CNBC Digital Financial Advisor Council.

Yanely Espinal
(Photo: Amanda Savinon)

Yanely Espinal is a director of educational outreach at Next Gen Personal Finance. She began her career as a teacher and noticed a gap in the education system when it came to money management. She has since made it her mission to educate young people about how to achieve financial wellness. Espinal is a member of the CNBC Global Financial Wellness Advisory Board.




Frequently Asked Questions


Is Smarter by CNBC Make It a subscription?

Smarter by CNBC Make it is not a subscription. 

This means that you will be charged only once for the course you select, and you will not be charged again on an ongoing basis. 

After your initial purchase, the course will be available to you for as long as you need it, and you will be able to re-take the course as often as you want. 

How many times can I take a Smarter course?

Smarter by CNBC Make It courses are pre-recorded videos, and you can watch them whenever you want (as many times as you want!) on your own schedule. 

Do Smarter courses have subtitles?

All Smarter by CNBC Make It courses have subtitles available. 

You can enable them by clicking on the subtitle icon (first on bottom right corner) on your screen. 


I am enrolled in a Smarter class and having technical issues!

Smarter by CNBC Make It courses are only supported on Chrome and Firefox browsers. 

If you are experiencing log-in issues with your class, please try signing in here: https://smarter.cnbcmakeit.com/sign_in  


You can try troubleshooting with the steps from this article:
General technical troubleshooting.


For other issues, please visit Teachable's help page here.

Can I take Smarter classes on a mobile device?

If you have an iPhone, you can download the Teachable iOS app here: 

https://apps.apple.com/us/app/teachable-online-courses/id1177062376

For more instructions on how to use the Teachable app to access your Smarter courses please visit: 

https://support.teachable.com/hc/en-us/articles/115000766167-Use-the-iOS-App-as-a-Student

Please note: Smarter by CNBC Make It courses are only supported on Chrome and Firefox browsers. 

Can I take Smarter classes outside of the US?

Yes, you should be able to access Smarter courses outside of the U.S., but let us know if you run into any issues. Course lessons apply to people living in the U.S. and outside the U.S. Please note that course materials are in English.

How do I download the workbook for my Smarter course?

Once you are enrolled in the course, you will have the option to download the course workbook as a PDF.

You will find the download button at the bottom of the Workbook lesson. 


Can I purchase a Smarter by CNBC Make It course as a gift?

If you would like to give a Smarter course as a gift, you can select "Send as a gift" at checkout. 

When you check "Send as a gift," you will have the option to type in the recipient name, email, and a gift message. 


Please note that the purchased course will be sent to the recipient immediately upon purchase. 

What is the refund policy for Smarter courses?

All sales for Smarter services are FINAL sale, and no returns, refunds or exchanges will be provided. 


You can find the Terms of Service here: https://smarter.cnbcmakeit.com/p/terms.


Read more here.

Have more questions? Reach out to us at [email protected] and we'll help you out.